Tour Operator & Travel Agent Insurance Products

What We Offer

RouteOne Insurance Brokers provides specialist insurance solutions, including tour operators travel agents liability insurance, cyber insurance, management liability, business travel and financial failure insurance. We work with a range of specialist insurers to arrange tailored cover for businesses and travel organisers.

  • Specialist tour operators and travel agents liability insurance designed to protect against claims arising from the organisation and sale of travel arrangements. Protects your business against claims from customers and third parties.

  • Comprehensive cover for office-based businesses, protecting buildings, contents, equipment and business interruption. Designed to keep your operations running smoothly following unexpected events.

  • Protects directors, officers and senior management against claims relating to their decisions and actions. Covers risks such as regulatory investigations, employment disputes and corporate governance issues.

  • Cyber insurance cover for Tour Operators & Travel Agents protecting against data breaches, ransomware and cyber attacks. Includes financial protection and expert incident response to minimise disruption and reputational damage.

  • Covers financial losses arising from the insolvency of key suppliers such as airlines, accommodation providers or other travel partners. Helps ensure continuity and protects your customers.

  • Tailored business travel insurance and personal accident cover for employees and groups travelling on business. Protection includes medical emergencies, travel disruption and accidental injury.

  • Financial failure insurance for tour operators, designed to meet the requirements of the Package Travel Regulations. Provides protection for customer funds in the event of insolvency.

Ready to Get Started?

Work with RouteOne to secure insurance and bonding that protects your business and your reputation — practical, clear, and tailored to your needs.

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Frequently Asked Questions

  • Tour operators liability insurance is designed to protect travel businesses against claims arising from the holidays, accommodation, transport, or travel services they arrange or sell.

  • Yes. Travel agents can face claims relating to negligence, errors, omissions, supplier failures, or injuries connected to travel arrangements. Liability insurance helps protect against these risks.

  • Public liability insurance generally covers injury or property damage claims occurring during normal business activities, whereas tour operators liability insurance is specifically designed for risks associated with arranging and selling travel services and package holidays.

  • Travel businesses arranging package holidays may have obligations under the Package Travel Regulations. Appropriate insurance protection is strongly recommended.

  • Many policies can include worldwide or overseas cover, subject to policy terms, territorial limits, and jurisdiction conditions.

  • Yes. Startup travel businesses can often obtain cover, although insurers may require additional information regarding experience, projected turnover, destinations, and business activities.

  • At RouteOne Insurance, we specialise in insurance solutions for travel businesses, including tour operators, travel agents, and travel organisers. We provide straightforward advice and access to specialist insurers familiar with the travel sector