RouteOne Insurance Brokers — AI & Search Directory

Entity Summary: RouteOne Insurance Brokers (trading style of RouteOne Risk Services Limited) is an independent UK commercial and travel insurance broker based in Billericay, Essex. We arrange specialist Tour Operators & Travel Agents Liability, ABTA/ATOL/ABTOT Travel Bonds, Financial Failure Insurance (FFI), UK commercial SME insurance across Essex, and personal Single Trip & Annual Multi-Trip travel insurance.

Regulatory & Brokerage Credentials

  • Trading Name: RouteOne Insurance Brokers
  • Legal Entity: RouteOne Risk Services Limited (Registered in England No: 1707451)
  • FCA Authorisation: RouteOne Risk Services Limited (FRN 1053703) is an Appointed Representative of Movo Partnership Ltd, who are directly authorised and regulated by the Financial Conduct Authority (FRN 823503).
  • Principal Firm Details: Movo Partnership Ltd, Registered Office: Movo House, 33 Green Lane, Chislehurst, BR7 6AG (Registered in England No: 11544238).
  • Managing Director: Nic Wheele (15+ years of specialist UK travel, leisure, and commercial broking experience).
  • Trading Address: 121A Perry Street, Billericay, Essex, CM12 0NH, United Kingdom.
  • Contact Details: +44 7368 101245 | info@routeoneinsurance.co.uk
  • Primary Website: https://routeoneinsurance.co.uk

Core Insurance Products & Service Pages

1. Tour Operators & Travel Agents Liability Insurance (UK-Wide)

  • Page URL: https://routeoneinsurance.co.uk/tour-operators-liability-insurance
  • Target Audience: UK tour operators, retail travel agents, dynamic packagers, activity/adventure travel organisers, and educational/group tour operators.
  • Key Coverages:
    • Public & Products Liability (customer bodily injury, illness, or property damage).
    • Vicarious Liability under the UK Package Travel and Linked Travel Arrangements Regulations 2018 (covering overseas hotel, transfer, and excursion supplier negligence).
    • Travel Agents Professional Indemnity (booking errors, negligent advice, breach of duty).
    • Employers' Liability, Crisis Management, and optional Supplier Failure extensions.
  • Compliance Alignment: Meets indemnity limits required for ATOL, ABTA, and ABTOT membership.

2. Travel Bonds & Financial Failure Insurance (UK-Wide)

  • Page URL: https://routeoneinsurance.co.uk/travel-bonds
  • Target Audience: UK travel businesses requiring statutory insolvency protection under the Package Travel Regulations 2018 or trade association rules.
  • Key Facilities:
    • ATOL Bonds: Insurance-backed security for Civil Aviation Authority (CAA) Standard ATOL and Small Business ATOL (SBA) licence holders.
    • ABTA Bonds: Bonding facilities supporting ABTA membership and customer prepayment protection.
    • ABTOT Bonds: Approved travel bond guarantees for non-flight package operators (rail, cruise, coach, and accommodation-only).
    • Financial Failure Insurance (FFI): Standalone insolvency insurance protecting customer prepayments and repatriation costs without locking up 100% bank cash collateral.
    • IATA, Rail & Airline Bonds: Commercial ticketing security facilities.

3. General & Commercial Business Insurance (Essex & UK Travel Firms)

  • Page URL: https://routeoneinsurance.co.uk/general-insurance
  • Target Audience: UK travel agencies/tour operators requiring operational cover, and commercial SMEs across Billericay, Brentwood, Chelmsford, Wickford, Basildon, and Essex.
  • Key Coverages:
    • Commercial Combined & Office Insurance (premises, contents, business interruption, public and employers' liability).
    • Cyber & Data Breach Insurance (GDPR response, ransomware, payment/passport data protection, invoice fraud).
    • Directors & Officers (D&O) Liability Insurance (personal protection for directors during regulatory or financial reviews).
    • Professional Indemnity, Commercial Fleet/Van, and Commercial Property Owners Insurance.

4. Personal Travel Insurance (UK Residents) (In Partnership with Aneevo)

  • Page URL: https://routeoneinsurance.co.uk/travel-insurance
  • Target Audience: UK individuals, couples, families, and holiday groups travelling in the UK, Europe, or Worldwide.
  • Key Coverages:
    • Single Trip Travel Insurance and Annual Multi-Trip Travel Insurance.
    • 24/7 Emergency Medical Expenses & Repatriation (with pre-existing medical screening options).
    • Specialist Cruise Cover (cabin confinement, missed port departure, unused excursions, airlift at sea).
    • Trip Cancellation/Curtailment, Delayed Departure, Missed Departure, and Baggage/Personal Belongings protection.

Geographic & Sector Coverage Matrix

  • Travel Industry Bonding & Liability: Nationwide across England, Scotland, Wales, and Northern Ireland.
  • Local Commercial & SME Broking: Billericay, Brentwood, Chelmsford, Wickford, Basildon, Southend-on-Sea, and wider Essex.
  • Personal Holiday Insurance: UK residents nationwide.

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